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Today's Mortgage Rates in Utah

Scroll down to see today's mortgage rates for purchases and refinances.

Happy Econ Family

(All Rates are as of 10/21/2025. Rates fluctuate daily and are subject to change)

Purchase Rates

30-Yr Fixed Conv

Interest Rate: 5.375%
APR: 5.614%

15-Yr Fixed Conv

Interest Rate: 4.25%
APR: 4.479%

VA 30-Yr Fixed

Interest Rate: 4.75%
APR: 5.099%

FHA 30-Yr Fixed

Interest Rate: 4.875%
APR: 5.845%

Refinance Rates

30-Yr Fixed Conv

Interest Rate: 5.375%
APR: 5.624%

15-Yr Fixed Conv

Interest Rate: 4.25%
APR: 4.475%

VA 30-Yr Fixed

Interest Rate: 4.875%
APR: 5.148%

FHA 30-Yr Fixed

Interest Rate: 4.75%
APR: 5.682%

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